welcome to Realworld Asset Group
We are the bridge to institutional-grade private credit
Your partner in all aspects of investment
the partner you need
Realworld Asset Group (RWA Group) is a real estate investment company led by a seasoned management team with a proven track record of providing creative funding solutions through private credit to professional real estate sponsors/operators, delivering superior risk-adjusted returns to investors. We don’t chase loans; we choose them and responsibly manage our portfolio.
- Industry Savvy
- Certainty of Close
- Experienced & Professional
- Speed of Execution
What is Private Credit?
- DEFINITION: financing derived from non-bank lenders – offering flexible terms and faster execution than traditional banks.
- ADVANTAGES: Appeals to businesses that choose not to borrow from banks in exchange for speed and certainty of close.
- GROWTH: Private credit has grown rapidly, becoming a key player in global finance. A departure from traditional financing has grown, due to increased regulations and capital requirements.
- MARKET SIZE: As of 2023, private creditassets under management surpassed $1.5 trillion, globally.
Why Choose Private Credit?
- Post 2008 Reforms – Following the 2008 Great Financial Crisis, regulations like Dodd-Frank and the Consumer Protection Act reformed the banking and mortgage industries.
- Housing Shortage – The U.S. faces a 5 million home deficit, with equilibrium a decade away at the current construction rate. The crisis began with the 2008 downturn, which eliminated many residential developers. Now, rising inflation and stringent NIMBY regulations further complicate new housing projects.
- Mortgage Rate Freeze – 42% of U.S. homeowners are mortgage-free. Those with mortgages, having refinanced during COVID to historically low 2.5-3% rates, are reluctant to sell and lose their affordable payments, further tightening the housing supply.
- Regional Banking Crisis – The regional banking crisis of March 2023 decimated many regional banks, previously dominat in the RTL market, creating opportunities for non-bank lenders like RWA Group to fill the gap.
Our philosophy and vision
Excellence
As an investment manager, RWA operates through strategic investment vehicles to maximize returns, manage risk, and diversify capital. We strive for operational excellence, are dedicated to a deep understanding of our clients, continuously seek “value-add” partnerships, and stay are technology-driven.
Commitment
Our credit philosophy is simple: we lend to sponsors, not just assets. A seasoned sponsor brings credibility, experience, and a strong track record—key ingredients for success. We approach each borrower as a solution provider, not simply a lender, using common sense lending to deliver liquidity to support the right partnerships. This approach inherently minimizes risks and allows us to create a scalable platform. For us, lending is about relationships over transactions.
Innovation
RWA was born from the desire to provide innovative credit solutions while delivering best-in-class service and flawless execution while reducing the friction for accredited capital to access institutional-grade residential private credit.
Investment Vehicles
OPEN ENDED REIT
- Mortgage REIT - Red D506(b)
- Investment Types: Bridge, "Fix & Flip", and Ground-Up. Overweight Bridge and F&F
- Strategy: Hold to maturity
- Short-term loans 12-18 months
- Responsible loan to value (65% target LTV, 75% MAX)
- Prudent use of leverage, used to minimize "cash drag" and maximize investor returns
DEBT & EQUITY SPV
- Single-purpose entity
- Investment Types: Bridge, "Fix & Flip", and Ground-up. Balanced
- Strategy: Originate and sell
- Short-term loans 12-24 months
- Responsible Loan to Value (65% target LTV, 75% MAX)
JV TABLE FUNDING FACILITY
- Single-purpose entity
- Investment Types: Bridge, "Fix & Flip" and Ground-up. Balanced.
- Strategy: Originate and sell
- Short-term loans 12-24 months
- Responsible loan to value (65% target LTV, 75% MAX)
- No equity required
Trusted Clients
Diversification
INSTITUTIONAL ACCESS – We source large volumes of institutional- grade private credit that target attractive risk-adjusted yields. Our sponsor-focused lending philosophy emphasizes liquidity, experience, creditworthiness, and net worth.
FIXED INCOME – We invest in diversified, liquid assets in strong tier-one metros. Our short-term loans reduce market and duration risk. Loans are secured first trust deeds, and we provide quarterly distributions to investors.
DEFENSIVE ASSET CLASS – We focus on hard real estate assets rooted in strong credit underwriting principles and responsible loan-to- value (LTV). With rigorous collateral monitoring and control of loan disbursements, we prioritize the safety and security of investor assets. Our focus on experienced sponsors and operators with proven track records and financial strength provides confidence that investor assets are in good hands.
Meet Our Executive Team
Our Partners
Contact Realworld Asset Group
With 50+ years of combined experience managing, operating, and
originating billions of real estate transactions, RWA Group has
expertise with in-house acquisition, asset management, and capital
markets.